Make a Gift In Your Will

Hope is an Everlasting Legacy

Creating a gift in your will for The Salvation Army is the simplest way to create a legacy of everlasting hope. Legacy gifts provide vital, stable support for our work and whether your estate is large or small, you can make a difference for so many men, women and children in our communities, and provide hope for years to come.

After you have remembered your loved ones, please consider including The Salvation Army in your will.

Get In Touch

If you’d like to learn more, please email us at legacy@can.salvationarmy.org Or, call us at 1-855-546-5556. A Salvation Army Gift Planner will be in touch soon to answer all of your questions.

Create an everlasting legacy with a gift to The Salvation Army in your will.

 

 

The Salvation Army« In a tragedy, The Salvation Army is right there. They help the people who are down and out. Whenever there is a need, The Salvation Army will be there. I have left a gift in my will to The Salvation Army. After providing for my children and grandchildren, I wanted to support the causes that were important to me. »  – Dorothy Rogers, Salvation Army supporter for over 50 years

Ways To Give

Charitable Gift Annuities

You can establish a charitable gift annuity by donating a certain sum of money to The Salvation Army. A portion of the contribution amount is used to purchase a commercial annuity to provide the annuity income. The amount remaining represents a charitable donation to the Army. You receive an immediate income tax receipt for this amount and the funds are available to support the Army’s programs immediately.

Charitable Gift Annuities will give you:

  • a totally or partially tax-free annual income for as long as you live
  • guaranteed income with no change in the payment amounts
  • a tax receipt for 20% or more of your annuity when it is issued
  • the choice of receiving your payments monthly, quarterly or semi-annually
  • the satisfaction of making a difference to people in need

Gift annuities are best suited to people who are 70 years old or older. Our minimum age restriction is 60. The minimum amount required to purchase an annuity is $10,000. Annuities can be issued for individuals into their mid-90’s.

Get In Touch

If you’d like to learn more, please email us at legacy@can.salvationarmy.org Or, call us at 1-855-546-5556. A Salvation Army Gift Planner will be in touch soon to answer all of your questions.


We strongly encourage you to seek independent advice when executing gifts of securities, property, life insurance, charitable gift annuities, wills, trusts, contracts and other legal agreements.

Gifts of Retirement Funds

Many of us can look forward to retirement knowing that funds have been safely tucked away to cover our needs. Unfortunately, our vulnerable neighbours do not have this peace of mind.

You can provide a true gift of comfort by donating the remaining funds in your Registered Retirement Saving Plan (RRSP) or Registered Retirement Income Fund (RRIF) to The Salvation Army. Of course, you’ll want to ensure that your future needs and those of your loved ones are met first.

There are two ways you can make a gift of an RRSP or RRIF:

  1. Name The Governing Council of The Salvation Army in Canada as the designated beneficiary. You do so by registering this change with the trustee of your plan.
  2. Leave the proceeds of your RRSP or RRIF to The Governing Council of The Salvation Army in Canada in your will.

In both cases, The Salvation Army will issue a charitable receipt to your estate. By naming the Army as a beneficiary, you’ll also avoid probate tax and ensure funds go to much-needed services as quickly as possible.

If you choose to withdraw money from your retirement fund during your lifetime to make a donation to The Salvation Army, we recommend that you carefully review the tax implications with your financial advisor.

Get In Touch

If you’d like to learn more, please email us at legacy@can.salvationarmy.org Or, call us at 1-855-546-5556. A Salvation Army Gift Planner will be in touch soon to answer all of your questions.


We strongly encourage you to seek independent advice when executing gifts of securities, property, life insurance, charitable gift annuities, wills, trusts, contracts and other legal agreements.

Gifts of Insurance

You can make The Salvation Army a beneficiary of a life insurance policy.

Depending on how you structure your gift, you can realize significant tax advantages during your life – or benefit your estate. Remember, your life insurance needs can change. Once your children become self-sufficient, your life insurance coverage may no longer be needed for the purpose it was originally purchased.

There are different ways to support The Salvation Army through gifts of life insurance:

Change an existing life insurance policy

If you no longer need to provide financial security for your heirs, you can change the name of the beneficiary to The Governing Council of The Salvation Army in Canada.

After your death, your estate will get a charitable donation receipt for the proceeds of the policy. This can offset income taxes payable on your estate’s final tax return.

If you’d like to receive immediate tax savings on the donation of an existing policy, you can transfer ownership to The Governing Council of The Salvation Army in Canada and make the Army the policy’s beneficiary. A portion of your policy’s value will be taxable as income, but you will receive a tax receipt to help offset taxes payable.

Purchase a new life insurance policy

Depending on how you structure a new policy to benefit the Army, you or your estate could receive tax receipts.

Get In Touch

If you’d like to learn more, please email us at legacy@can.salvationarmy.org Or, call us at 1-855-546-5556. A Salvation Army Gift Planner will be in touch soon to answer all of your questions.


We strongly encourage you to seek independent advice when executing gifts of securities, property, life insurance, charitable gift annuities, wills, trusts, contracts and other legal agreements.

Endowments

You don’t have to be rich to create an endowment fund that will provide a permanent source of income for Salvation Army programs.

This is how it works:

  • You make a donation that is held in trust by The Salvation Army.
  • You and your friends can add cash gifts – and other gifts such as insurance policiescharitable gift annuities, and securities .
  • If you wish, you can create your own fundraising events to generate revenue.
  • If your fund is $10,000 or more, you can name it after yourself or a loved one.

We can help you decide what kind of gifts will best suit your circumstances and offer the most generous tax advantages. You will receive an income tax receipt for each donation you make during your lifetime. Other contributors will receive their own receipts. Best of all, your gift will last for years to come.

Get In Touch

If you’d like to learn more, please email us at legacy@can.salvationarmy.org Or, call us at 1-855-546-5556. A Salvation Army Gift Planner will be in touch soon to answer all of your questions.


We strongly encourage you to seek independent advice when executing gifts of securities, property, life insurance, charitable gift annuities, wills, trusts, contracts and other legal agreements.

Gifts of Securities

People who own stocks, bonds or mutual funds are happy when their investments increase. Unfortunately, when you convert your investment to cash, the capital gain is taxable. By directly donating your publicly listed securities to The Salvation Army, you will pay no capital gains tax on their increase in value.

Click here to download the Securities Transfer Form. After filling out the form, you may click the “Submit Form” button, or manually save the form and email it to securities@can.salvationarmy.org

The Salvation Army will provide you with a charitable tax receipt for the full market value on the day they are received in our account. This tax receipt:

  • will help you immediately reduce the amount of tax you pay on your income
  • may be carried forward if your donation exceeds your annual limit and used in any of the next five years
  • may help reduce the taxes on your estate in the year of your death – and allow more of your estate to go to your beneficiaries

Get In Touch
If you’d like to learn more, please email us at legacy@can.salvationarmy.org Or, call us at 1-855-546-5556. A Salvation Army Gift Planner will be in touch soon to answer all of your questions.


We strongly encourage you to seek independent advice when executing gifts of securities, property, life insurance, charitable gift annuities, wills, trusts, contracts and other legal agreements.

Gifts of Property

When considering giving to The Salvation Army, you might believe that your donation has to be made in cash. But gifts of property can allow you to make a bigger gift than you ever imagined possible.

You can donate many types of property to help The Salvation Army give hope to vulnerable people:

  • Real estate
    Such as a cottage, a piece of land, or a commercial building
  • Personal property
    Including jewellery or antiques
  • Cultural property
    Such as a painting or sculpture
  • Capital property
    Such as stocks, bonds, RRSPs, RRIFs, or mutual funds

If you donate personal or cultural property, we will ask you to have your donation independently assessed, and then we will issue you a tax receipt based on that value.

If you directly donate capital property, you will be exempt from paying any capital gains tax.

Get In Touch

If you’d like to learn more, please email us at legacy@can.salvationarmy.org Or, call us at 1-855-546-5556. A Salvation Army Gift Planner will be in touch soon to answer all of your questions.


We strongly encourage you to seek independent advice when executing gifts of securities, property, life insurance, charitable gift annuities, wills, trusts, contracts and other legal agreements.

Many of us can look forward to retirement knowing that funds have been safely tucked away to cover our needs. Unfortunately, our vulnerable neighbours do not have this peace of mind.

You can provide a true gift of comfort by donating the remaining funds in your Registered Retirement Saving Plan (RRSP) or Registered Retirement Income Fund (RRIF) to The Salvation Army. Of course, you’ll want to ensure that your future needs and those of your loved ones are met first.

There are two ways you can make a gift of an RRSP or RRIF:

  1. Name The Governing Council of The Salvation Army in Canada as the designated beneficiary. You do so by registering this change with the trustee of your plan.
  2. Leave the proceeds of your RRSP or RRIF to The Governing Council of The Salvation Army in Canada in your will.

In both cases, The Salvation Army will issue a charitable receipt to your estate. By naming the Army as a beneficiary, you’ll also avoid probate tax and ensure funds go to much-needed services as quickly as possible.

If you choose to withdraw money from your retirement fund during your lifetime to make a donation to The Salvation Army, we recommend that you carefully review the tax implications with your financial advisor.

Get In Touch

If you’d like to learn more, please email us at legacy@can.salvationarmy.org Or, call us at 1-855-546-5556. A Salvation Army Gift Planner will be in touch soon to answer all of your questions.


We strongly encourage you to seek independent advice when executing gifts of securities, property, life insurance, charitable gift annuities, wills, trusts, contracts and other legal agreements.

Legal Wording

A gift in your will is simply a way to leave some of your assets the The Salvation Army.

Circle of Hope

Already remembered The Salvation Army in your will?

LEGACY GIFTS ARE VITAL

 

To the work we do and help us fulfill our mission to assist people to overcome poverty, homelessness, addiction and mental illness in our community and around the world.

Learn more about how legacy gifts can provide an everlasting legacy of hope, through funding: Please read our Legacy Booklet.

 

LEAVING A GIFT IN YOUR WILL MEANS:

 

You’ll make a lasting gift.
You’ll help people in need.
You’ll leave the world a better place.

 

You don’t have to be a lawyer to leave a gift in your will. You don’t have to be a tax accountant either. Most important, you don’t have to be rich to make a true difference. Rest assured, a Salvation Army Gift Advisor can provide you and your advisor with information to guide you through the process of leaving a gift in your will – once you’ve made the decision to do so.